Many Canadians want to stay put in retirement, but rarely plan for accessibility, care, or relocation costs.
Canada became “super-aged” this year, with >15M people 50+, intensifying housing decisions across longer retirements.
Housing choices affect health, independence, community ties, caregiving needs, and long-term costs, yet plans often assume stability.
A place-planning framework weighs environment, health, community, and finances to align where you live with how you live.
Advisors can treat housing strategically, model multiple scenarios, and partner with specialists to preserve client choice.
I’m seeing more people say they want to stay in their homes as they age, but they rarely prepare for what that takes. Housing needs to be part of retirement planning, not an afterthought.
